NJUIFile – How to Claim Unemployment Insurance

Claim Unemployment Insurance using NJUIFile.

This is a complete guide on how to get your insurance using NJUIFile in New Jersey. The acronym NJUIFile stands for New Jersey Unemployment Insurance File which is the record of recently unemployed people who need financial support. This insurance is limited for people who have become jobless without any fault of their own which makes them eligible for NJUIFile. We will cover all the details about how to qualify for the NJUIFile insurance, what are all the details, and what is the whole process of NJUIFile for New Jersey residents.

Who is eligible for NJUIFile?

There are certain parameters that you need to be assed at before you can be granted unemployment insurance. The parameters that decide your qualification for the NJUIFile insurance are listed below, take a look.

Your base period salary
The reason why you are not currently employed. If you lost your job without any fault of your own then only you qualify for NJUIFile.

The definition of a base period is the average of the last five quarters of a calendar year before the date of filing a claim for NJUIFile unemployment insurance.

In the process of filing for NJUIFile unemployment insurance, you might be interviewed by the officials to know more about the nature of your job termination. Your past employer can also be contacted to know more about this detail to make sure the details you provided are factual. If you resigned or were fired for misconduct on your last job then this will most likely result in your disqualification from the unemployment insurance request.

Unemployment alone will not guarantee that you will receive unemployment insurance, you also need to make sure you do the following list of things in order to increase your chances of getting your request for NJUIFile accepted.

Actively looking for work.
Showing ability to work.
Attending all the appointments and being punctual with your time.
Not turning down suitable job offers.
Regularly claiming unemployment insurance benefits on a weekly or bi-weekly basis.

Following is a list of best practices and advice for your appointments with the NJUIFile officials

Ask a lawyer or a family member with good social skills to represent you.
If you are not ready you can request for the date to be postponed.
Ask your ex-employer for documents and records that prove the nature of your termination and make you eligible for the NJUIFile.
Ask your ex-coworkers to write their positive account of you in the office.

How to file for the first unemployment insurance claim?

Filing an unemployment insurance claim is not a straightforward process, there are many details that you need to take into account before you go ahead and start this process on your own.

One very important thing that you need to know beforehand is that any person who has previously worked in any of the following fields will only be able to file their request through the phone.

United States Military
Federal Government
Maritime employer
Out of state wages

If your previous job was in any of the above-given fields then you can only claim your NJUIFile unemployment insurance through the phone. All the phone numbers are listed below, you can choose the one that corresponds to your location.

North New Jersey 201-601-4100
Central New Jersey 732-761-2020
South New Jersey 856-507-2340
Out-of-state claims 1-888-795-6672

Important Details About You

These are some of the important details you need to keep handy when you are trying to claim your unemployment insurance for the first time. The list of all the details that you need is as follows.

Social Security Number
The mailing address of your house
Phone number
D.D. Form number 214. (for people who were in the U.S. military in the past two years)
W-2s report or pay stubs
Standard Form 8 and Standard Form 50. (for people who were working in the federal government in the last 18 months)
Banking details where you intend on receiving the claimed amount.
New Jersey DL number

Details About Your Employer

These are some of the important details that you need to provide about your ex-employer for your NJUIFile claim.

Name of your ex-employer or a current employer that has reduced your working hours.
Their mailing address
Their phone number
Your employment start date
Your employment termination date
The reason for your termination from your job or the reason for the reduction in your working hours.

Way of Filing for Your Initial Claim

There are two ways you can file your first NJUIFile claim to receive unemployment insurance benefits and both of them are fairly simple.

Online
Via Phone

1. Online Filing

The online claim filing process is explained in great detail in this section of the guide. You will need a computer and an internet connection along with the list of all your details in order to file an online claim. However, before you can file your first NJUIFile claim, you need to create an account on the NJUIFile government website.

Create an NJUIFile Account

The complete process of opening an NJUIFile account is explained below. You can follow the list of steps in their respective order to open your own NJUIFile account on the New Jersey government website.

Visit the official NJUIFile website using the URL given below on your PC.

https://www.myunemployment.nj.gov

Click on the ‘New User’ option on the top middle part of the website.
You will be asked to enter your email address. Type your email in the empty box and click on ‘Submit’.
You will now receive an activation link on your email address. Open your email account and click the account activation link.
Enter the required details on the next page of the registration such as your first and last name, D.O.B, social security number, contact number, and more.
You can now create a password for your account and make sure you remember the password in the future.

File Claim with NJUIFile Account

After making an account on the official NJUIFile website, you can now use your login details to log into your newly created account. You will need to visit the NJUIFile website and click on the login option. Then enter in your login details, such as your email address and password to get access to your account.

Once you are inside your NJUIFile account, you can see an options menu. The ‘File Claim’ option will be on this menu, you can click this option to file your claim request. You will then need to enter all your details in order to file the claim.

2. By Phone

New Jersey residents can also file unemployment insurance claims by phone as well and in certain cases, mentioned above, you are only allowed to file claims through this process. The phone numbers that you can use are mentioned below, take a look.

North New Jersey 201-601-4100
Central New Jersey 732-761-2020
South New Jersey 856-507-2340
Out-of-state claims 1-888-795-6672

You can use the phone numbers provided above depending on your location in the state. If you are calling the out-of-state number then make sure that you are calling with a phone having an out-of-state area code.

You can create an NJUIFile account on the phone using these provided phone numbers and get all the information you need, the customer service executive will guide you through the whole process. The first time you use the phone method, you will be asked to choose a unique four-digit pin number that you will have to use every sequential time that you call regarding your NJUIFile account.

How Will You Receive Your NJUIFile Benefits?

When you have created an account, filed your first NJUIFile claim, and are waiting for the first benefit, the obvious question that will come to your mind will be how will you receive your claim amount or your benefit? You can receive your NJUIFile benefit in two ways and it depends on what bank details you provided while making your account. The two ways through which you will receive your unemployment insurance amount are

Debit Card
Debit Deposit

As mentioned above, the method of payment depends on what details you provided and you can choose one of these two options according to your convenience.

If you selected Direct Deposit then you need to fill out the details given below

Select type of account, either checking or a savings account
Name of your bank
Your account number
Bank routing number

The direct deposit will take approximately 48 hours to process the payment and for the benefit to reflect in your bank account.

If you selected the other method of the two, which is the Debit Card then you will receive a prepaid debit card from the Bank of America. The debit card will take approximately seven working days to get delivered after you have completed your first NJUIFile unemployment insurance claim. It will also take 48 hours for the benefit to reflect in your debit card when it is issued from the NJUIFile office.

In case you lose the Bank of America debit card issued by the NJUIFile then you can call their customer support number given below and inform them of the issue. You can also file a request to issue you a new debit card depending on the circumstances.

1-866-213-4074

Conclusion: NJUFile – Claim Unemployment Insurance

This was our complete guide on how to file an NJUIFile unemployment insurance claim for the citizens of New Jersey. The NJUIFile benefit can be a great help for people who are down on their luck in terms of employment and need some help to land on their feet. This is also important for people who have worked in various government departments in the united states and are in need of some help to pay their bills. If you have any questions regarding the NJUIFile claim filing process, please reach out to us with your questions using the comment section below and we will try our best to provide you with accurate solutions.